ABOUT EVAM
India's climate transition needs a different kind of lender
One that understands both balance sheets and solar panels. That treats a rooftop-solar portfolio with the same care as a large power plant.
The financing gap
Capital that doesn't reach the builders
India has promised to build 500 gigawatts of clean energy capacity by 2030 and reach net-zero emissions by 2070. Most of the money for this has to reach mid-sized developers, contractors, and equipment companies — the businesses actually building on the ground.
These companies hit a wall. Small lenders can’t fund projects of this size. Big banks find them too specialised or too small to bother with. Their projects are sound and their revenues are real, but the financial system wasn’t built for them.
Over $10 trillion in climate investment is needed in India through 2070.
Source: McKinsey & Company / CEEW (Council on Energy, Environment and Water)
How we work
Four principles shape every financing
Sector first, structure next
Before we structure a loan, we model the sector — solar PPA economics, EV-fleet utilisation, ETP throughput, cold-chain unit economics etc. Credit follows the cash flow.
Built around the project, not the product
Our loans are structured around how each project actually earns — tenor, drawdown, security, and repayment shaped to fit, not retrofitted from a standard form.
Across the lifecycle
From early advisory through construction funding, working capital, refinance and eventual monetisation — we're set up to stay through the project's life, not just one window.
Regulated and reported
RBI-registered NBFC operating under the full capital, conduct, and reporting framework. Audited financials, board-level governance, no public deposits.
What we finance
Real projects, real returns
Regulated & governed
Institutional discipline, built in
Evam Finance is registered with the Reserve Bank of India as a Non-Banking Financial Company that does not take public deposits. We operate under the full set of RBI rules — capital requirements, fair lending practices, customer protection, and regular reporting to the regulator.
View our policies →Let's build climate infrastructure together
Whether you're financing a project or looking to partner with us, we'd like to hear from you.
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