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Regulatory disclosures

Regulatory disclosures — Evam Finance Private Limited

Evam Finance Private Limited is a Non-Banking Financial Company (NBFC-ICC, Base Layer, non-deposit taking) registered with the Reserve Bank of India. CIN U65990MH1990PTC055633. RBI Certificate of Registration No. 13.00185.

Policies

Each PDF is marked "as approved by the Board on [date]".

Fair Practice CodeDownload PDF ↓
Interest Rate Policy, including gradation of risk and the range of ratesDownload PDF ↓
Penal Charges PolicyDownload PDF ↓
Grievance Redressal PolicyDownload PDF ↓
KYC and AML PolicyDownload PDF ↓
Policy on storage of dataDownload PDF ↓
Internal guidelines on corporate governanceDownload PDF ↓
Release of property documents on full repayment, incl. deceased-borrower procedureDownload PDF ↓
Privacy PolicyOpen →
Penal charges — schedule
EventCharge
Delay in payment of any instalmentAs set out in the Penal Charges Policy
Cheque / mandate dishonourAs set out in the Penal Charges Policy

Penal charges are levied on default events only and are not capitalised. Full schedule in the Penal Charges Policy.

Digital lending and partners

Digital lending. Evam Finance does not lend through any Digital Lending App and has not engaged any Lending Service Provider. This website is an enquiry and information channel; no credit decision or disbursement happens through it.

Co-lending partners. In process.

Grievance redressal

Level 1. The concerned office or relationship manager, or write to hello@evamfinance.com.

Level 2. Grievance Redressal Officer — gro@evamfinance.com. Acknowledgement within 3 working days; resolution within 15 working days.

If the complaint is not resolved within 30 days, or the response is unsatisfactory, the complainant may approach the RBI Ombudsman under the Reserve Bank – Integrated Ombudsman Scheme, 2021 at cms.rbi.org.in, or write to the Centralised Receipt and Processing Centre, Reserve Bank of India, Chandigarh.

Customer care: hello@evamfinance.com · RBI CMS: cms.rbi.org.in · Sachet: sachet.rbi.org.in

Lodge a complaint

Notices

There are no event-based notices as on date.