TECHNOLOGY
PRISM
The operating system for climate credit.
We're building the underwriting and intelligence stack that climate finance has lacked. Not a CRM. Not a loan management system. A purpose-built decisioning platform that learns from every deal — and gets sharper with each one.
PRISM is proprietary technology developed by Evam. Some components are deliberately not described in detail.
What this gets us
Faster TAT
Credit decisions in days, not weeks — which means we win deals other lenders can't move on in time.
Better risk discrimination
Sector-specific underwriting models for solar, EV, waste, water, and industrial efficiency — built from real cash flows, not template scoring.
Lower cost-to-serve
Each analyst handles a larger book without losing depth. Operating leverage compounds as the book grows.
Compounding data moat
Every deal sharpens the next one. The borrower data we hold for solar EPCs, EV operators, and waste-to-energy projects is — to our knowledge — without parallel in Indian climate lending.
‘We're ready to show it's being built.’
If you're an institutional capital partner, a credit-tech specialist, or considering joining the team — get in touch. We're happy to walk a serious counterparty through PRISM under NDA.
Get in touch