IMPACT & SUSTAINABILITY
We measure what matters
Our job isn't just to lend money. It's to fund real change — and to prove it.
Impact disclosure
Impact reporting begins from FY27.
Our first Climate Impact Report will be published alongside our FY27 annual financials, covering renewable capacity financed, CO₂e avoided, water treated, and companies financed.
How we decide what counts as green
Not everything labelled ‘green’ truly is. We use a clear framework to decide which projects qualify for our financing, based on recognised national and global standards for climate finance. Every loan is sorted into one of two buckets: cutting emissions, or building resilience.
Checking environmental and social risk
Every project we finance is checked for environmental and social risk — not as a box-ticking exercise, but as part of deciding whether to lend. We look at how a project affects its surroundings and the people around it.
What we will not finance
We keep a clear list of activities we refuse to fund, no matter how profitable they might be:
- Fossil fuels: coal, oil, and gas extraction or power
- Anything that drives deforestation or harms protected nature
- Weapons, tobacco, and gambling
- Projects that force people off their land unfairly
- Any activity that breaks environmental law
Overseen by our board
Our environmental, social, and governance commitments are set and reviewed at board level — not left to a side team. Our policies are published openly.
View our policies →