Terms of Use

These Terms of Use ("Terms") govern your access to and use of the Evam Finance website at evamfinance.com and any related digital services (collectively, the "Site"). By using the Site, you agree to these Terms.

1. Use of the Site

The Site is for information about Evam's products and corporate activities. It is not, by itself, a loan offer. Loan offers are governed by separately executed loan agreements.

2. Eligibility

You must be at least 18 years old and competent to contract under the Indian Contract Act, 1872.

3. Intellectual Property

All content on the Site — text, logos, images, code — is owned by or licensed to Evam Finance and is protected by Indian and international intellectual-property laws. You may not copy, redistribute or create derivative works without our written consent, except as permitted under fair dealing.

4. Prohibited Conduct

• Reverse engineering, scraping, or automated harvesting of the Site.
• Uploading malicious code, viruses or content that infringes another's rights.
• Impersonating Evam Finance or our employees.
• Using the Site to commit fraud or violate any law.

5. Third-Party Links

The Site may link to third-party websites. We do not control and are not responsible for the content of those sites.

6. Disclaimer of Warranties

The Site is provided on an "as-is" and "as-available" basis. We do not warrant uninterrupted or error-free operation. See our Disclaimer.

7. Limitation of Liability

To the maximum extent permitted by law, Evam Finance is not liable for any indirect, incidental, special or consequential loss arising out of your use of the Site.

8. Governing Law & Jurisdiction

These Terms are governed by the laws of India. Courts at [TO BE PROVIDED BY EVAM] have exclusive jurisdiction.